Specialist Protection for Your Holiday Home and Caravan Site

At Activate Insurance Brokers, we understand the unique needs of static caravan owners and site operators. Whether you own a holiday home, manage a caravan site, or both, having the right insurance in place is essential to protect your investment and enjoy peace of mind.

Our specialist insurance solutions provide comprehensive cover designed specifically for static caravans, static homes, and caravan sites—ensuring you’re protected against the risks that matter most.

What is Static Caravan and Site Insurance?

This insurance covers static caravans and static homes typically used as holiday homes or seasonal residences, as well as the land and facilities of caravan sites. It generally includes protection for:

• The structure of your static caravan or home
• Contents inside the caravan or home
• Liability for injury or damage on the caravan site
• Equipment and amenities on the site
• Loss of rental income (for site owners)

With bespoke policies, you get tailored protection whether you’re an owner or a site operator.

Why Do You Need Static Caravan & Site Insurance?

• Static caravans and sites face specific risks such as:
• Weather damage including storms and flooding
• Fire and theft
• Vandalism and accidental damage
• Liability claims from visitors or guests
• Loss of income from unoccupied or damaged units

Without adequate cover, these risks can lead to costly repairs, legal claims, and loss of enjoyment or business income.

Comprehensive Structure Cover

Protects the caravan or static home against fire, storm, flood, and accidental damage.

Contents Insurance

Covers furniture, appliances, and personal belongings inside your caravan or home.

Public Liability Cover

For site owners, protection against injury or property damage claims from visitors.

Loss of Rental Income

Covers income loss if your caravan or site is unusable due to insured damage.

Optional Extras

Including accidental damage, emergency repairs, and cover for towing equipment.

Who Should Consider This Insurance?

• Static caravan owners using their caravan as a holiday home
• Static homeowners residing seasonally or full-time
• Caravan site operators managing multiple pitches and amenities
• Landlords renting out caravans or static homes