Activate Insurance

Comprehensive Coverage for Your Food Business

Restaurants and Takeaways Insurance Quote

It’s quick and easy to get a quote for your business. Click here to fill out the form or during work hours feel free to e-mail:

01953 711564

At Activate Insurance Brokers, we understand that running a restaurant or takeaway involves managing many risks—from food safety and customer liability to property protection and staff welfare. Whether you’re a small local eatery or a busy takeaway outlet, having the right insurance is crucial to safeguard your business and reputation.

As independent brokers, we provide tailored insurance solutions designed specifically for the food service industry, helping you focus on what you do best: serving great food.

Who We Cover

We provide insurance cover for a wide variety of food businesses, including:

  • Restaurants & Cafés
  • Takeaway Outlets
  • Delivery-Only Food Businesses
  • Catering Companies
  • Food Trucks & Street Vendors
  • Fast Food Chains

No matter your size or style, we can find insurance that fits your business perfectly.

Key Insurance Options

Property Insurance

Protect your premises, kitchen equipment, furniture, and stock from risks such as fire, theft, flood, and accidental damage.

Business Interruption Insurance

Covers lost income and ongoing costs if your business has to close temporarily due to an insured event like a kitchen fire or flood.

Public Liability Insurance

Essential cover to protect you if a customer or visitor suffers injury or property damage on your premises.

Employers’ Liability Insurance

A legal requirement if you employ staff, providing protection against claims from employee injury or illness.

Food Contamination & Product Liability Insurance

Protection against claims arising from food poisoning, allergic reactions, or product faults.

Equipment Breakdown Insurance

Covers the repair or replacement of vital kitchen equipment in case of unexpected breakdowns.

Delivery & Vehicle Insurance

If you offer delivery services, we can arrange cover for your vehicles and drivers to ensure compliance and protection on the road.