Protecting Your Advice, Safeguarding Your Reputation

At Activate Insurance Brokers, we understand that your professional advice and services are your business’s most valuable assets. Whether you’re a consultant, accountant, architect, or any other professional providing expert advice, the risk of claims arising from alleged errors, omissions, or negligence is real—and can be financially damaging.

Our Professional Indemnity Insurance offers vital protection, giving you peace of mind so you can focus on delivering your best work without worrying about unexpected claims.

 

What is Professional Indemnity Insurance?

Professional Indemnity (PI) Insurance protects businesses and individuals who provide professional advice or services against claims made by clients alleging financial loss due to:

• Negligence or mistakes in your work
• Breach of professional duty>
• Misrepresentation or inaccurate advice
• Failure to deliver agreed services
• Defamation or infringement of intellectual property rights (depending on policy)

This insurance covers legal defence costs, settlements, and damages, helping to protect your business’s financial stability and reputation.

 

Why Do You Need Professional Indemnity Insurance?

Even the most careful professionals can face claims. Without PI insurance:

• Legal fees and compensation claims can be financially cripplin
• Your business reputation may suffer lasting damage
• You risk losing client confidence and future contracts

Professional Indemnity Insurance demonstrates your commitment to responsible, trustworthy service—often a requirement from clients or professional bodies.

Cover for Legal Defence Costs

Protects you against the high cost of defending claims, even if they are unfounded.

Compensation for Claims

Covers damages or settlements awarded to clients due to professional negligence.

Breach of Confidentiality and Intellectual Property

Optional cover for claims involving data breaches or IP infringement.

Flexible Policy Limits

Tailored to your business size, sector, and risk exposure.

Worldwide Coverage

Protection for claims arising from work done internationally (subject to policy terms).

Who Needs Professional Indemnity Insurance?

• Consultants and advisors
• Accountants and auditors
• Architects, engineers, and surveyors
• IT and software professionals
• Marketing and media specialists
• Any professional providing advice, design, or services