Reliable Protection for Everyday Driving

At Activate Insurance Brokers, we know how important your vehicle is to your daily life—whether it’s commuting, school runs, weekend getaways or just getting from A to B; we want to keep you moving with confidence.

As an independent insurance broker, we compare a wide range of policies from leading insurers to find the cover that’s right for you—offering value, protection, and peace of mind on the road.

What is Private Car Insurance?

Private car insurance protects you, your vehicle, and other road users in the event of an accident, theft, or damage. It’s a legal requirement in the UK to have at least third-party cover in place.

We offer three main levels of car insurance:

• Third Party Only – Covers damage or injury you cause to others.
• Third Party, Fire & Theft – Adds protection for your own vehicle against fire and theft.
• Comprehensive – Includes cover for your own vehicle for accidental damage, fire, theft, and third-party claims.

Accidental Damage Cover

Protection if your car is damaged in an accident, regardless of fault.

Theft & Vandalism

Cover if your vehicle is stolen or maliciously damaged.

Fire Damage

Insurance against accidental or arson-related fire damage to your vehicle.

Breakdown Cover (optional)

UK or Europe-wide roadside assistance and recovery services.

Courtesy Car

A temporary replacement vehicle while yours is being repaired (subject to policy).

Windscreen & Glass Cover

Repairs or replacements for cracked or shattered glass.

Legal Expenses Cover (optional)

Help with legal costs following a non-fault accident.

Who is Private Car Insurance For?

• Everyday drivers
• Families with multiple vehicles
• Classic car enthusiasts

Whether you drive a compact hatchback, a family SUV, or a high-performance car, we can find a policy that fits.