Activate Insurance

Comprehensive Protection for Your Valuable Equipment

Plant and Machinery Insurance Quote

It’s quick and easy to get a quote for your business. Click here to fill out the form or during work hours feel free to call:

01953 711564

At Activate Insurance, we know how critical your plant and machinery are to your business operations. Whether you’re in construction, agriculture, manufacturing, or any industry relying on heavy equipment, protecting your assets against damage, theft, or breakdown is essential.

As independent insurance brokers, we specialise in providing tailored plant and machinery insurance solutions that help safeguard your equipment — so you can focus on getting the job done.

What is Plant and Machinery Insurance?

Plant and machinery insurance covers loss, damage, or breakdown of the equipment you use on-site or in your operations. This can include:

Excavators, bulldozers, cranes
Forklifts, loaders, diggers
Agricultural machinery and tractors
Compressors, generators, pumps
Industrial machinery and tools

This insurance can cover your owned equipment as well as leased or hired machinery.

Why Do You Need Plant and Machinery Insurance?

Operating heavy or specialised equipment comes with inherent risks. Accidents, vandalism, theft, fire, and mechanical breakdown can cause costly delays and repairs. Plant and machinery insurance helps by:

Covering repair or replacement costs
Minimising business interruption
Providing peace of mind during operations
Complying with contract requirements

Without cover, your business could face significant financial strain if your equipment is out of action.

Key Features of Our Plant and Machinery Insurance

All Risks Cover

Protection against accidental damage, theft, vandalism, fire, and other unforeseen events.

Breakdown Cover

Covers mechanical or electrical breakdowns that may halt operations.

Transit Cover

Protection for machinery while in transit between sites or locations.

Hire or Lease Equipment

Options to cover plant and machinery you lease or hire.

Business Interruption Cover

Compensation for lost income or increased costs if your machinery breakdown leads to operational delays.