Activate Insurance
Specialist Cover for the Motor Trade Industry
Motor Trade Insurance Quote
It’s quick and easy to get a quote for your business. Click here to fill out the form or during work hours feel free to e-mail:
01953 711564
As an independent broker, we work closely with you to build a motor trade insurance policy tailored to your business, with access to a wide range of trusted insurers and competitive pricing.
Who Needs Motor Trade Insurance?
If your business involves working with or handling vehicles that you do not own, you likely need motor trade insurance. We arrange cover for:
- Used car dealerships
- Mechanics & service garages
- MOT stations
- Body shops & spray painters
- Tyre, exhaust & windscreen fitters
- Mobile mechanics & recovery operators
- Vehicle valeting & detailing services
- Vehicle importers/exporters
Whether you’re operating from a forecourt, a workshop, or from home, we’ve got you covered.
Key Cover Options
Key Cover Options
Allows you or your staff to drive customer vehicles legally, ideal for repairs, deliveries, or test drives. Cover levels include:
• Third Party Only
• Third Party, Fire & Theft
• Comprehensive
Liability Insurance
Protects you against injury or damage claims from customers, suppliers, or the public. Options include:
• Public Liability
• Employers’ Liability (legal requirement if you employ anyone)
• Product Liability
Premises Cover
Protects your tools, stock, equipment, and buildings from theft, fire, or accidental damage. Especially important for garages and forecourts.
Business Interruption Insurance
Covers lost income if your business can’t operate due to an insured event, such as fire or flood.
Tool & Equipment Cover
Protection for handheld tools, diagnostics equipment, and machinery—whether on-site or in transit.
Demonstration Cover
Enables customers to test drive vehicles with or without you present—important for car sales businesses.