Activate Insurance
Protect your vehicles, your goods and your business
Property Owners Insurance for Residential, Commercial & Industrial
It’s quick and easy to get a quote for your business. Click here to fill out the form or during work hours feel free to e-mail:
01953 711564
For haulage, transport and logistics operators, protecting the fleet is only part of the picture. When you are responsible for carrying customer goods, you also need the right protection for the cargo you transport and the liabilities that come with running a busy transport operation.
We can arrange Motor Fleet Insurance alongside Goods in Transit, Cargo and Haulage Liability Insurance, helping you build comprehensive cover around your business.
Whether you are an owner-driver, a small transport operator, an established SME or a larger corporate business, we can consider cover for HGVs, tractor units, rigid vehicles, vans, specialist vehicles and trailers, tailored around the work you undertake.
Insurance for the Way Your Haulage Business Operates
Haulage insurance isn’t simply about putting a vehicle on a policy. The type of vehicle you operate, what you carry, where you travel, whether you work under RHA or CMR terms, the value of your cargo and the contracts you have with your customers can all influence the cover you need.
You may be starting a new haulage business, adding vehicles to an existing fleet, taking on a new customer contract, expanding your operations or moving into international transport. We look at your operation as a whole and can help arrange the appropriate combination of motor, goods, cargo and liability insurance.
Insurance for the Way Your Haulage Business Operates
Haulage insurance isn’t simply about putting a vehicle on a policy. The type of vehicle you operate, what you carry, where you travel, whether you work under RHA or CMR terms, the value of your cargo and the contracts you have with your customers can all influence the cover you need.
You may be starting a new haulage business, adding vehicles to an existing fleet, taking on a new customer contract, expanding your operations or moving into international transport. We look at your operation as a whole and can help arrange the appropriate combination of motor, goods, cargo and liability insurance.
Commercial Vehicle & Trailer Insurance
From individual commercial vehicles to large multi-vehicle fleets, we can arrange insurance for a wide range of haulage, transport and logistics vehicles.
HGVs, Lorries & Trucks
Cover can be considered for:
- Lorries, HGVs and Heavy Goods Vehicles
- Articulated lorries and tractor units
- Rigid trucks
- Box trucks and curtain-sided vehicles
- Flatbed and dropside trucks
- Tippers and tipper trucks
- Tankers
Specialist & Transport Vehicles
We can also consider cover for specialist commercial vehicles, including:
- Recovery vehicles
- Car transporters
- Specialist and adapted commercial vehicles
- Luton and box vans
- Panel vans and commercial vans
- Light Commercial Vehicles
Trailers & Semi-Trailers
Trailers are an important part of many haulage and transport operations. We can also consider cover for:
- Trailers and semi-trailers
- Curtainsider trailers
- Flatbed trailers
- Tipping trailers
- Box trailers
- Plant and specialist trailers
Whether you operate tractor units and semi-trailers, rigid HGVs, vans or specialist vehicles, we can help arrange cover around your fleet and the work you undertake
HGVs, Lorries & Trucks
Cover can be considered for:
- Lorries, HGVs and Heavy Goods Vehicles
- Articulated lorries and tractor units
- Rigid trucks
- Box trucks and curtain-sided vehicles
- Flatbed and dropside trucks
- Tippers and tipper trucks
- Tankers
Specialist & Transport Vehicles
We can also consider cover for specialist commercial vehicles, including:
- Recovery vehicles
- Car transporters
- Specialist and adapted commercial vehicles
- Luton and box vans
- Panel vans and commercial vans
- Light Commercial Vehicles
Trailers & Semi-Trailers
Trailers are an important part of many haulage and transport operations. We can also consider cover for:
- Trailers and semi-trailers
- Curtainsider trailers
- Flatbed trailers
- Tipping trailers
- Box trailers
- Plant and specialist trailers
Whether you operate tractor units and semi-trailers, rigid HGVs, vans or specialist vehicles, we can help arrange cover around your fleet and the work you undertake
Goods, Cargo & Haulage Liability
Your vehicles are only one part of your responsibility. If you carry customer goods, the right Goods in Transit, Cargo and Haulage Liability arrangements can be just as important. Depending on your operations, contractual requirements and the type of goods you carry, we can consider different forms of cover, including RHA, CMR and All Risks arrangements.
Goods in Transit & Cargo Insurance
Cover designed around the goods you are responsible for while they are being transported, subject to the policy terms, conditions and exclusions.
RHA Liability
Cover structured around applicable RHA Conditions of Carriage, where appropriate to your operation and contractual arrangements.
CMR Liability
For international road haulage where CMR terms apply, we can consider appropriate CMR liability arrangements.
All Risks Goods in Transit
For businesses looking for broader protection for the value of goods being transported, All Risks Goods in Transit cover may be available, subject to policy terms, conditions and exclusions.
Public Liability Insurance
Protection against claims from third parties arising from your business activities, subject to the policy terms and conditions.
Employers’ Liability Insurance
For businesses employing drivers, warehouse staff and other employees, Employers’ Liability Insurance can provide protection against claims arising from employee injury or illness, subject to the policy terms and conditions.
Need Haulage, Goods in Transit or Liability Cover?
Whether you need Motor Fleet, Goods in Transit, Cargo, RHA, CMR, All Risks or Liability Insurance, we can look at your requirements as a whole.
Goods, Cargo & Haulage Liability
Your vehicles are only one part of your responsibility. If you carry customer goods, the right Goods in Transit, Cargo and Haulage Liability arrangements can be just as important. Depending on your operations, contractual requirements and the type of goods you carry, we can consider different forms of cover, including RHA, CMR and All Risks arrangements.
Goods in Transit & Cargo Insurance
Cover designed around the goods you are responsible for while they are being transported, subject to the policy terms, conditions and exclusions.
RHA Liability
Cover structured around applicable RHA Conditions of Carriage, where appropriate to your operation and contractual arrangements.
CMR Liability
For international road haulage where CMR terms apply, we can consider appropriate CMR liability arrangements.
All Risks Goods in Transit
For businesses looking for broader protection for the value of goods being transported, All Risks Goods in Transit cover may be available, subject to policy terms, conditions and exclusions.
Public Liability Insurance
Protection against claims from third parties arising from your business activities, subject to the policy terms and conditions.
Employers’ Liability Insurance
For businesses employing drivers, warehouse staff and other employees, Employers’ Liability Insurance can provide protection against claims arising from employee injury or illness, subject to the policy terms and conditions.
Need Haulage, Goods in Transit or Liability Cover?
Whether you need Motor Fleet, Goods in Transit, Cargo, RHA, CMR, All Risks or Liability Insurance, we can look at your requirements as a whole.
What Do You Carry?
The goods you transport can have a significant bearing on your insurance requirements.
Whether you carry general freight, commercial goods, specialist equipment or other cargo, tell us what you carry, where you operate and the vehicles you use.
If you have specific contractual requirements from customers, freight forwarders or other parties including requirements relating to RHA, CMR or All Risks cover, let us know when you enquire.
Understanding what you carry and how you operate helps us consider the appropriate combination of vehicle, goods, cargo and liability cover for your business.
Cover for Growing Transport Businesses
Your insurance requirements can change as your business grows.
Cover for Growing Transport Businesses
Your insurance requirements can change as your business grows.
Starting a haulage business?
Putting your first HGV, tractor unit, van or trailer on the road? We can look at the insurance requirements for your operation and consider the appropriate combination of vehicle, goods and liability cover.
Starting a haulage business?
Putting your first HGV, tractor unit, van or trailer on the road? We can look at the insurance requirements for your operation and consider the appropriate combination of vehicle, goods and liability cover.
Growing your fleet?
Adding HGVs, tractor units, rigid vehicles, vans or trailers? We can review your requirements and help arrange cover around your expanding fleet.
Growing your fleet?
Adding HGVs, tractor units, rigid vehicles, vans or trailers? We can review your requirements and help arrange cover around your expanding fleet.
Taking on new contracts?
New customers may have specific insurance requirements. If you’re being asked for particular levels or types of RHA, CMR, Cargo, Goods in Transit or liability cover, speak to us about your requirements.
Taking on new contracts?
New customers may have specific insurance requirements. If you’re being asked for particular levels or types of RHA, CMR, Cargo, Goods in Transit or liability cover, speak to us about your requirements.
Expanding into international haulage?
If you are moving goods across borders, your insurance requirements may change. We can discuss your routes, vehicles, goods and contractual arrangements, including where CMR terms apply
Expanding into international haulage?
If you are moving goods across borders, your insurance requirements may change. We can discuss your routes, vehicles, goods and contractual arrangements, including where CMR terms apply
Coming up for renewal?
If your fleet insurance is approaching renewal, it can be worth reviewing your arrangements before simply renewing. Tell us about your vehicles, goods and operations and we’ll consider what options may be available.
Coming up for renewal?
If your fleet insurance is approaching renewal, it can be worth reviewing your arrangements before simply renewing. Tell us about your vehicles, goods and operations and we’ll consider what options may be available.
Why Choose Us for Haulage Insurance?
When you’re insuring a haulage or transport business, you need more than a policy that covers the vehicles. You need an insurance broker that understands the wider risks of your operation and can access the right markets when your requirements become more complex.
Why Choose Us for Haulage Insurance?
When you’re insuring a haulage or transport business, you need more than a policy that covers the vehicles. You need an insurance broker that understands the wider risks of your operation and can access the right markets when your requirements become more complex.
Directly Authorised FCA Insurance Brokerage
We are a directly authorised FCA insurance brokerage, giving our clients the reassurance of dealing directly with an FCA-authorised insurance intermediary. We work directly with insurance markets to arrange commercial insurance solutions for businesses across the UK.
Directly Authorised FCA Insurance Brokerage
We are a directly authorised FCA insurance brokerage, giving our clients the reassurance of dealing directly with an FCA-authorised insurance intermediary. We work directly with insurance markets to arrange commercial insurance solutions for businesses across the UK.
Access to A-Rated Insurers & Lloyd’s of London
We work directly with a wide range of UK A-Rated insurers, providing access to established insurance markets for a broad range of commercial risks.
For larger, more complex or specialist requirements, we can also access Lloyd’s of London, helping us consider solutions where a standard commercial insurance approach may not be appropriate. This allows us to support businesses from commercial SMEs through to larger corporate organisations, from straightforward fleet requirements to more complex haulage and transport risks.
Access to A-Rated Insurers & Lloyd’s of London
We work directly with a wide range of UK A-Rated insurers, providing access to established insurance markets for a broad range of commercial risks.
For larger, more complex or specialist requirements, we can also access Lloyd’s of London, helping us consider solutions where a standard commercial insurance approach may not be appropriate. This allows us to support businesses from commercial SMEs through to larger corporate organisations, from straightforward fleet requirements to more complex haulage and transport risks.
We Understand Commercial Transport
We understand that haulage insurance is about more than the vehicles on the policy.
Your operation may involve HGVs, tractor units, rigid vehicles, vans, trailers, customer goods, international journeys, RHA or CMR requirements, employee liabilities and customer contracts.
By looking at the operation as a whole, we can help identify the combination of Motor Fleet, Goods in Transit, Cargo, Haulage Liability, Public Liability and Employers’ Liability that may be appropriate for your business.
We Understand Commercial Transport
We understand that haulage insurance is about more than the vehicles on the policy.
Your operation may involve HGVs, tractor units, rigid vehicles, vans, trailers, customer goods, international journeys, RHA or CMR requirements, employee liabilities and customer contracts.
By looking at the operation as a whole, we can help identify the combination of Motor Fleet, Goods in Transit, Cargo, Haulage Liability, Public Liability and Employers’ Liability that may be appropriate for your business.
Full Accident Claims Management
When an accident happens, getting your vehicles and drivers back on the road matters.
We offer full accident claims management services, helping manage the claims process and providing support when you need it most.
Our service doesn’t stop when the policy is arranged. We can support you through the claims process when you need to use your insurance.
Full Accident Claims Management
When an accident happens, getting your vehicles and drivers back on the road matters.
We offer full accident claims management services, helping manage the claims process and providing support when you need it most.
Our service doesn’t stop when the policy is arranged. We can support you through the claims process when you need to use your insurance.
Fleet Management & Telematics Solutions
Insurance is only one part of managing a commercial fleet. We can also offer access to fleet management and telematics providers offering solutions designed to help businesses monitor and manage their vehicles, drivers and fleet performance.
Solutions can include:
• Vehicle tracking and location monitoring
• In-vehicle camera and camera systems
• Fuel-saving and fuel-management tools
• Driver management
• Driver behaviour monitoring
• Fleet compliance solutions
• Vehicle and fleet management technology
These solutions can help businesses gain greater visibility of their vehicles and drivers while supporting fleet efficiency, safety and compliance.
Fleet Management & Telematics Solutions
Insurance is only one part of managing a commercial fleet. We can also offer access to fleet management and telematics providers offering solutions designed to help businesses monitor and manage their vehicles, drivers and fleet performance.
Solutions can include:
• Vehicle tracking and location monitoring
• In-vehicle camera and camera systems
• Fuel-saving and fuel-management tools
• Driver management
• Driver behaviour monitoring
• Fleet compliance solutions
• Vehicle and fleet management technology
These solutions can help businesses gain greater visibility of their vehicles and drivers while supporting fleet efficiency, safety and compliance.
From SME Fleets to Complex Corporate Risks
We work with commercial SMEs through to larger corporate companies, supporting businesses across the UK and serving clients throughout Norfolk and the surrounding region. Whether you operate a small haulage business with a handful of vehicles or manage a larger corporate transport operation, we can help you review your insurance requirements and access appropriate insurance markets.
From SME Fleets to Complex Corporate Risks
We work with commercial SMEs through to larger corporate companies, supporting businesses across the UK and serving clients throughout Norfolk and the surrounding region. Whether you operate a small haulage business with a handful of vehicles or manage a larger corporate transport operation, we can help you review your insurance requirements and access appropriate insurance markets.
One Business. Multiple Risks. One Complete Approach.
From one commercial vehicle to a substantial HGV fleet with multiple trailers, we can help you arrange the right combination of fleet, vehicle, trailer, goods, cargo and liability insurance for your transport business.
Our approach is to understand your operation rather than simply looking at the number of vehicles you have. We can help bring together the different areas of risk that matter to your business from the vehicles on the road and trailers behind them to the goods you carry, your contractual liabilities, employees and wider business activities.
One Business. Multiple Risks. One Complete Approach.
From one commercial vehicle to a substantial HGV fleet with multiple trailers, we can help you arrange the right combination of fleet, vehicle, trailer, goods, cargo and liability insurance for your transport business.
Our approach is to understand your operation rather than simply looking at the number of vehicles you have. We can help bring together the different areas of risk that matter to your business from the vehicles on the road and trailers behind them to the goods you carry, your contractual liabilities, employees and wider business activities.
Frequently Asked Questions
Can you insure HGVs and tractor units?
Yes, we can consider Motor Fleet Insurance for a range of HGVs, lorries, articulated vehicles, tractor units and rigid trucks, subject to the insurer's underwriting criteria.
Can you cover trailers and semi-trailers?
Yes. We can consider cover for trailers and semi-trailers, including curtainsiders, flatbeds, tipping trailers, box trailers and specialist trailers.
Do I need Goods in Transit insurance?
If your business is responsible for goods while they are being transported, the appropriate level and type of Goods in Transit or Cargo cover should be considered. Requirements can depend on your contracts, the goods carried and your responsibilities as a carrier.
What is the difference between RHA and CMR liability?
RHA and CMR relate to different contractual and legal frameworks for the carriage of goods. The appropriate liability arrangement depends on your operations, the journeys you undertake and the terms under which you carry goods.
Can you arrange All Risks Goods in Transit cover?
All Risks Goods in Transit cover may be available where appropriate, providing broader protection for goods in transit, subject to the policy terms, conditions, exclusions and the insurer's acceptance of the risk.
Can you cover UK and international haulage?
We can consider insurance requirements for both UK and international transport operations. If you operate internationally, tell us about your destinations and the type of work you undertake so that the appropriate cover can be considered.
Can you arrange Public and Employers' Liability as well?
Yes. Where appropriate, these can be considered alongside your motor, goods in transit and haulage insurance arrangements.
Let's Talk About Your Fleet
Whether you're an owner-driver, a growing transport company, an established SME or managing a larger corporate haulage fleet, we can help you look at your insurance requirements as a whole.
We can help you build an insurance solution around the way your business operates. With direct FCA authorisation, access to a wide range of UK A-Rated insurers and Lloyd's of London, full accident claims management and access to fleet management and telematics solutions, we can support your business beyond simply arranging the policy.
Get a Quote – Call: 01953 711564
