Activate Insurance

Tailored Protection for Pubs, Nightclubs & Late-Night Bars

Licensed Trades Insurance Quote

It’s quick and easy to get a quote for your business. Click here to fill out the form or during work hours feel free to call:

01953 711564

At Activate Insurance Brokers, we understand the licensed trade industry comes with its own unique challenges and risks—from property damage and customer safety to regulatory compliance and liquor licensing. Whether you operate a traditional public house, a vibrant nightclub, or a popular late-night bar, having the right insurance is essential to protect your business, staff, and patrons.

As independent insurance brokers, we offer specialised insurance solutions designed specifically for the licensed trades, helping you manage your risks with confidence.

Who We Cover

We provide insurance cover for a variety of licensed premises, including:

Public Houses & Pubs
Nightclubs & Music Venues
Late-Night Bars & Lounges
Cocktail Bars & Gastro Pubs
Members’ Clubs & Social Clubs
Event Spaces & Function Rooms

Whatever your venue size or style, we tailor insurance to your specific needs.

Key Insurance Options

Property Insurance

Protects your building, fixtures, fittings, and stock against risks such as fire, theft, flood, and accidental damage.

Public Liability Insurance

Crucial cover to protect you if a customer or visitor suffers injury or property damage on your premises.

Employers’ Liability Insurance

A legal requirement if you employ staff, covering claims related to workplace injury or illness.

Liquor Liability Insurance

Provides protection against claims arising from the sale or supply of alcohol, including third-party injury or property damage.

Business Interruption Insurance

Covers loss of income and ongoing expenses if your premises must close temporarily due to an insured event.

Theft & Malicious Damage

Protects against loss or damage caused by theft, vandalism, or malicious acts.

Event Cancellation Insurance

Safeguards against financial losses if scheduled events, gigs, or functions are cancelled or postponed.