Protecting Your Home and Everything Inside It

At Activate Insurance Brokers, we understand that your home is more than just a building—it’s where memories are made, and your valuables and belongings are kept safe. That’s why having the right Household Insurance is essential to protect you, your family, and your property from unexpected events.

We offer comprehensive household insurance solutions tailored to your needs, giving you peace of mind and confidence that your home is well protected.

 

What is Household Insurance?

Household Insurance typically combines two key types of cover:

• Buildings Insurance – Covers the structure of your home including walls, roof, floors, garages, and permanent fixtures against damage caused by events like fire, storm, flood, or theft.
• Contents Insurance – Protects your personal belongings inside the home, such as furniture, electronics, clothing, and valuables, against risks like theft, fire, or accidental damage.

Together, these provide essential protection to help you repair or replace your property and possessions if the unexpected happens.

 

Why Do You Need Household Insurance?

Your home and belongings represent a significant financial investment. Without insurance:

• Repairs or replacements could be costly and stressful
• You may face months of inconvenience after damage or loss>
• Personal valuables and irreplaceable items could be lost forever

Household Insurance safeguards your investment and helps you recover quickly from unforeseen events.

Comprehensive Buildings Cover

Protection against damage from fire, flood, storms, subsidence, and more.

Contents Protection

Covers theft, accidental damage, and loss of your belongings both at home and, optionally, away from home.

Liability Cover

Covers legal liability if someone is injured or their property is damaged while on your premises.

Optional Extras

Including accidental damage cover, valuable items protection, home emergency assistance, and more.

Flexible Policies

Customisable cover limits to suit your home size, location, and lifestyle.

Who Should Consider Household Insurance?

• Homeowners of all property types and sizes
• Tenants seeking contents protection
• Landlords looking for buildings and landlord liability cover
• Anyone wanting peace of mind against the unexpected