Specialist Cover for Skilled Professionals

At Activate Insurance Brokers, we know that as a contractor or tradesperson, your tools, time, and reputation are your livelihood. Whether you’re a sole trader, subcontractor, or running a growing business, having the right insurance in place helps protect your work, your clients, and your peace of mind.

We provide tailored insurance solutions for builders, electricians, plumbers, decorators, landscapers, and a wide range of other trades.

Who We Cover

We work with a broad range of self-employed professionals and contracting businesses, including but not limited to:

• Builders & General Contractors
• Electricians & Plumbers
• Carpenters & Joiners
• Painters & Decorators
• Roofers & Scaffolders
• Groundworkers & Landscapers
• Heating & Ventilation Engineers
• Handymen & Multi-Trade Workers

No matter your trade, we’ll help you get the cover that suits the way you work.

Public Liability Insurance

Essential protection in case your work causes injury or property damage to a third party. Most clients and job sites will require it.

Employers’ Liability Insurance

Legally required if you employ staff, even on a casual or temporary basis. Covers injury or illness claims from your team.

Contract Works Insurance

Covers work in progress on site, including materials, tools, and structures under construction.

Tools & Equipment Insurance

Protect your tools against theft, damage, and loss—whether they’re on site, in your van, or in storage.

Commercial Vehicle Cover

We can arrange cover for vans and business-use vehicles, including tool protection and breakdown assistance.

Professional Indemnity Insurance

Recommended for trades offering advice, designs, or specialist consultations.