Activate Insurance
Learn more about us
What sets us apart?
Operating as an independent Insurance Brokers we cater for both commercial and personal needs. Whilst our primary focus as a brokerage lies within commercial insurance, we embrace the personal needs of individuals and their assets. We firmly believe in our ability to assist with both smaller, routine requirements to the larger, more complex risks.
With over 20 years of experience in the insurance broking industry, Activate Insurance is well-versed in navigating the complexities of the world of insurance and risk management; with a panel of A-Rated, UK Insurers we are well equipped to offer a comprehensive policy coverage that caters to yours or your businesses requirements.
A dedicated handler will personally manage your policy from its inception to completion, ensuring a seamless and attentive service throughout the entire process; our aim is to always offer a personal service with a traditional touch.
What does an Insurance Broker do?
As your Insurance Broker, we act as the agent between you the policyholder and our Insurer partners. We ensure a clear flow of communication between both sides identifying any risk exposure, helping you decide what type of covers you need and securing you that cover and peace of mind for the most competitive premium possible. We maintain this throughout the policy period should any mid-term adjustments to maintain sufficient cover throughout until you reach renewal.
FAQs
Feel free to get in touch with the team if you have any questions:
How can a get a quote?
For quotation enquiries or a quick chat feel free to contact us on info@activateinsurance.co.uk where we will be more than happy to assist.
You can also contact us by phone or arrange a video call or site visit.
How do I make a claim?
As your broker, we can’t settle claims ourselves, but we’re here to help get things moving quickly. Your policy documents will usually include an emergency contact number to log a claim, but we recommend getting in touch first. We can appoint the right services straight away and pass your claim to the experts. From there, our trusted claims management partners will take over—acknowledging, logging, and progressing your claim, while keeping you fully supported every step of the way and reporting to us once closed.
What types of insurance do you provide?
We aim to provide both regional and national clients access to the following:
Commercial/Financial Lines:
- Commercial Combined
- Agricultural – Small Holdings, Farms, Livestock
- Contractors & Tradesmen Insurance
- Manufacturing
- Motor Trade
- Real Estate – Residential, Commercial, Non-Standard & Unoccupied Properties
- Hotels & Guesthouses
- Wholesale, Retail & Manufacturing
- Restaurant & Takeaway Insurance
- Fire & Security
- Leisure industry
- Licensed Premises
- Products Liability
- Motor Fleet – Haulage, Coaches, Taxis
- Plant & Machinery
- Group Personal Accident & Business Travel
- Holiday Home Insurance – UK & Overseas
- Directors & Officers
- Trustee Indemnity
- Professional Indemnity
- Cyber Insurance
Personal Lines:
- Thatched Properties – Both Domestic and Public Houses
- Household & Hi-Net Home Insurance
- Static Caravan/Site & Static Home Insurance
- Private Motor – for existing corporate household clients
Which insurance coverage is right for me?
When you get an insurance quote, one of the first questions we’ll ask is about your trade or business activity. This helps us identify the cover that’s best suited to your needs.
Some insurance types are legal requirements—like Employers’ Liability if you have employees, or Third-Party cover for any vehicles you use on the road. Others aren’t mandatory but are still a smart choice to protect your business from unexpected risks.
We provide a range of flexible insurance options, starting with the essential legal requirements and building up from there. For smaller businesses, opting for an ‘off-the-shelf’ package that offers broader protection is often just as cost-effective. For more specialised needs, we have access to industry-backed schemes, and for complex or unique cases, we can draw on Lloyd’s of London—offering trusted solutions worldwide.
With so many types of cover available across different industries, we’re always happy to chat and help you find the right fit.
Payment Options Available:
We are not only directly authorised by the Financial Conduct Authority (FCA), but also approved for credit broking. This means we can offer flexible payment options, including monthly instalments through trusted finance providers.
In summary, there are two main ways to pay for your insurance:
- Paying in full – a single upfront payment that covers the full 12-month period.
- Monthly instalments – spreading the cost over 12 months with a finance agreement.
While paying monthly can help with budgeting, it usually ends up costing more overall. This is because the finance provider is effectively lending you the money to pay your premium upfront, and interest is charged on the repayments made throughout the year.
Paying in full, however, means you settle the entire cost in one go. Since there’s no borrowing involved, you avoid interest charges—making it the more cost-effective option.