Protecting Your Leadership, Safeguarding Your Business
We understand the responsibilities that come with running a business. Directors, officers, and board members are expected to make tough decisions every day—decisions that can carry personal financial risk if things go wrong.
That’s where Directors and Officers (D&O) Insurance steps in. This specialist cover provides financial protection for company leaders in the event of claims made against them in their professional capacity.
What Is Directors and Officers Insurance?
D&O Insurance protects directors and senior executives from claims made personally against them for alleged wrongful acts while managing a business. It covers:
- Legal defence costs
- Compensation or settlement payouts
- Regulatory investigation expenses
- Claims from shareholders, employees, or regulators
Without this cover, directors could be personally liable, putting their savings, property, or other personal assets at risk.
Why Does Your Business Need D&O Cover?
Today’s legal and regulatory environment is increasingly complex. Directors and officers can face claims for:
- Breach of duty or negligence
- Financial mismanagement
- Discrimination or wrongful dismissal
- Misleading statements
- Failure to comply with legal obligations
Even if a claim is unfounded, the cost of defending it can be substantial.
D&O Insurance offers:
- Protection for personal assets
- Confidence to make key decisions
- Enhanced credibility with investors and stakeholders
What Does D&O Insurance Typically Cover?
Legal Costs – Cover for defence costs in civil, criminal, or regulatory actions.
Claims from Employees or Stakeholders – Including wrongful termination, discrimination, or breach of fiduciary duty.
Regulatory Investigations – Support and cover for proceedings launched by regulators like the FCA or Companies House.
Flexible Limits & Extensions – Tailored policies to suit your company size, industry, and exposure.
🔗 Are you a non-profit or charity? View our Trustee Indemnity Insurance.
Who Should Consider D&O Insurance?
D&O Insurance is suitable for:
- Private and public limited companies
- Start-ups looking to attract directors or investors
- Charities and non-profits
- Professional service firms
- Educational organisations and associations
If your business has directors or senior decision-makers, you need D&O cover.
Secure Your Leadership with Confidence
Your directors make the tough calls—protect them with comprehensive Directors and Officers Insurance. We take the time to understand your business and recommend the right protection for your leadership team.
